The loss of a cherished piece of jewelry can be a traumatic experience, and the decision and process to replace it can be unclear without assistance. The Aucoin Hart insurance replacement department has a working relationship with most insurance companies and can assist you with all your jewelry replacement needs. We work directly with you and the insurance company to ensure the process is done smooth and hassle free.
Demi S
I cannot say enough good things about Aucoin Hart! From the moment you walk in the door they treat you like family. Ken was awesome! When looking for rings he took the time to explain everything to me and my husband & answered the tons of questions we had. He made the ring shopping experience fun & non stressful! Aucoin Hart is our go-to place for any jewelry!
Rachel B
All I can say is WOW!!! From the beginning to the end of picking up our wedding bands, Aucoin Hart took care of us! Tommy and Michelle were wonderful to work with making sure we were not just okay with our wedding bands, but that we were THRILLED with our bands. (and we are!) I recommend them over and over again! So professional, great selection of jewelry and just a great experience!
Joseph Baier
I cannot say enough good things about folks at Aucoin Hart. My wife and I have purchased many items from them over the years and each time they've exceed our expectations. Recently I purchased my first Rolex from them. The experience was great. I had to wait a bit, but they set the expectation that this would be the case. They communicated throughout the wait and I got the exact Rolex I wanted. Exceptional customer service, expertise, and they deliver on their word.
Justin Felice
Aucoin Hart has been our go to jeweler for over a decade. Even now that we have moved to DFW, we still travel back to New Orleans to visit Anthony and give them our business. Amazing establishment, high quality product selection, and impeccable service!
Corey Chi
Having being referred to Melissa I'm very glad that we chose Aucoin Hart this was a very pleasurable experience she was very professional she was very knowledgeable about the product and never ever did we seem pressured into buying something. We did make several purchases in which we are very appreciative based on Melissa's level of knowledge of the market and value proposition.
Chris Forrest
From the minute we stepped into Aucoin Hart, we felt welcomed. They gave us as much time that we needed to make a decision. Would highly recommend Aucoin Hart Jewelers.
Danielle Tavan
I can not say enough positive things about Aucoin Hart and their staff. Candice has worked with my family for years and truly has gotten to know us personally. Her attention to detail and customer service is top-notch one of a kind. If you're looking for true white glove service, head to Aucoin Hart. You will not be disappointed.
Christine B
Everytime I go into Aucoin Hart, the staff is always extremely friendly. I have been there twice to have jewelry fixed and each time they had it done earlier than expected and they always offer to clean and polish any other jewelry I happen to be wearing at the time! The last time, I decided to look while I waited even though I had no intentions of buying anything else. I felt absolutely no pressure to buy but I ended up purchasing a beautiful bracelet.
Matthew Pollitt
My family has been coming to Aucoin Hart for years- we love that they are locally owned, operated and care about the community. Mark at Aucoin Hart is absolutely fantastic!! He goes above and beyond to ensure his customers are happy with their selections and gives the best professional guidance! Dealing with Aucoin Hart and Mark are some of New Orleans best kept secrets!!! Thanks again and we look forward to many more years of business!!
Lauren Chandler
Aucoin Hart is the perfect place when searching for the perfect jewelry. They have something for everyone. The customer service is great and they go above and beyond to help in any particular way. I am always greeted with many smiling faces and right away. When my husband and I were purchasing an engagement ring, they were happy to work with our budget and made our purchasing very easy. I go occasionally to have my rings cleaned and I always feel at home. My sales associate is Candace and she always makes our experience great! I love that Aucoin Hart is local and I am supporting a local business. I will not go anywhere else. I love Aucoin Hart!!!
Adam DiBenedetto
Our experience at Aucoin Hart was wonderful. The staff truly makes you feel welcome and comfortable. We were able to get the perfect ring for our engagement and the process was enjoyable and exciting with the help of the staff. Aucoin Hart has a large variety of rings, but can design any beautiful piece of jewelry that your heart desires. We are impressed and definitely happy with our choice to use this jeweler. In the future, we will consider no other place!
Tatiana Pullard
Cameron was wonderful! Went there because I was having trouble with my wedding ring coming off my finger (did not buy the ring there) and he was more than helpful with getting me a spacer band to help keep my ring on, done quickly and he treated me as if I had purchased a new Rolex! Will definitely be back!
Insuring houses, cars, and loved ones are a no-brainer, but when it comes to jewelry, many tend to overlook this simple act of protection. Treasured jewelry, such as engagement rings, are often some of our most valuable possessions and are also the most susceptible to damage and loss. Many people think that jewelry insurance is only for the super-rich with rare and incredibly expensive jewelry collections. But the truth is that insuring your jewelry is a simple and inexpensive way to protect your treasured heirlooms. Read on to find much-needed answers to five of the most common questions people have about jewelry insurance.
Jewelry is meant to be worn and enjoyed, but constant use puts it at risk of being lost or damaged. Our rings, for example, typically come on and off throughout the day as we do things like wash our hands, clean the house, or put on lotion or hand sanitizer. Each time your ring comes off, there is a risk of it getting misplaced or lost. And don’t forget the possibility of theft! No one wants to imagine it happening to them, but jewelry is one of the most common things stolen during a break-in. Because we can’t stop all of life’s little mishaps from happening, it is smart to insure your precious pieces. Be sure to thoroughly read your policy so you know what is and isn’t covered so that you can rest easy knowing that you have the coverage you need. After all, it is always better to be safe than sorry.
Like car and life insurance, jewelry insurance is based on a number of variables. Where you live, how much you wear your jewelry, and what kind of deductible a particular plan has all play a role in the price you will pay. Generally, you can expect jewelry insurance rates to run about 1-2% of the total value of a piece, making it surprisingly affordable.
As with all types of policies, jewelry insurance offers different types of coverage depending on the plan. Most companies will give you a variety of options to choose from. Typically plans cover the basics, such as theft, damage, or loss. Some policies even cover “mysterious disappearances” and a policy that offers to replace the full cost of your jewelry often includes the cost of the sales tax on a piece.
A blanket plan will cover all your jewelry, but you will be required to have each piece appraised so the insurer knows the true value of your collection. While this is a good option, we recommend a separate policy for your engagement ring. This is likely to be the most expensive piece that you own and usually gets the most use as it is worn every day, making it the most likely piece to get lost or damaged.
An appraisal is the process of having an expert put a value on your jewelry. Knowing the actual value is important for selecting the right coverage. It is difficult to identify a replacement cost without knowing the value of something. When it comes to expensive jewelry (such as pieces that cost $5,000 or more), most insurance companies will require it. For less expensive pieces, many insurers will accept a detailed receipt in lieu of an appraisal report. Appraisals look at every aspect of the piece such as the diamond quality and the type and weight of the metal.
Having your jewelry reappraised every few years is a smart move since inflation affects value, as does the ever-changing global value of precious metals and gemstones. At Aucoin Hart, we understand how important it is to protect your treasures so we provide this service free of charge for jewelry purchased from us. Our expert graduate gemologists also provide affordable rates for jewelry appraisals on items purchased elsewhere.
Filing an insurance claim for jewelry is easy and no different from filing any other type of insurance claim. In the event of a damaged, lost, or stolen piece of insured jewelry, simply contact your insurance company to initiate the claim. You will be assigned a claim number and asked to provide relevant documentation, such as a police report, a value appraisal, or a diamond certification card. For more information, contact one of our expert associates at Aucoin Hart Jewelers so that we can walk you through every step of insuring your jewelry. At the end of the day, you can be free to enjoy wearing your jewelry knowing that it is protected.
